Thatched roofs are very attractive but unfortunately, they are more vulnerable to fire.

If a fire takes hold in a property with a thatched roof, the result can be more damaging than in a conventional property. We have been asked by some customers recently to carry out site visits and supply the necessary extinguishers in order to comply with insurance requirements.

Thatch fires spread rapidly and as they’re extremely difficult to extinguish, this sadly leads to the destruction and loss of many homes. The whole building was damaged in nearly a quarter of the thatched property fires that we have attended over the last six years.

Thatched roof fire protection is an important consideration for the safety of the inhabitants and also with a view to preserving the building. So if you are the owner of a thatched property we recommend that you invest in the correct safety equipment, as advised by your insurers, such as fire extinguishers, fire blankets etc.

The following example is an extract from a customer’s insurance policy providing a useful insight into the necessary precautions.

The offer was conditional on completing the following:

• Obtaining an electrical inspection certificate
• Obtaining a thatch inspection certificate
• An up-to-date annual chimney sweep certificate
• Ensuring sufficient number of fire extinguishers

Other precuations

• Carbon monoxide detectors should be installed in rooms with open fires or wood-burning stoves
• A fire blanket should be accessible at all times in the kitchen.
• Cooking especially frying and grilling is a significant cause of fires. Also, be aware that tackling cooking-related fires with water can lead to them spreading rapidly
• Fire extinguishers should be easily accessible within the property, including in the loft. These should be serviced regularly by accredited providers
• An external water tap fed from the mains should be provided, including a hose capable of reaching all parts of the roof
• Wire netting fitted to the exterior of the thatch can protect against damage from vermin, birds and bad weather. When netting is replaced, ensure contractors fit it in line with Fire Service guidance in the event of a fire, sections of netting may need to be removed in order to remove ignited thatch
• A loft hatch should be installed in each thatched roof space for firefighting purposes. The recommended minimum size is 600mm x 900mm

If you own a thatched property, speak to us today to discuss meeting your obligations to help ensure your property is adequately protected from the risk of fire.